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Hey Andy,
I've been having some rather intense discussions with FD USA about the whole "on condition"/TBO issue. Their stance currently is that all Rotax maintenance intervals and requirements must be adhered to; they instructed their service center north of me that when my airplane hits the 15 year calendar life limit on the engine in October, the aircraft would be "out of compliance" for a sign-off. Frankly, I believe that FAA 2015 Keller legal opinion does back that stance, so right now I'm looking at taking the CT to ELSA. Not sure of the insurance impacts yet, though I currently have coverage with Avmeco and am fairly certain they won't go there. Who are you insuring with?